Quick answer
US Department of Veterans Affairs currently offers 3 perks we've verified first-hand — including gi bill education benefits and va-backed home loans with no down payment for most borrowers. Each requires claiming; none apply automatically.
VA benefits get framed as healthcare and disability compensation, which causes veterans to skip the page where the financial instruments live. The VA home loan guaranty routinely means buying a house with no down payment and no private mortgage insurance — a six-figure difference in lifetime housing cost for many borrowers, documented directly at va.gov. The GI Bill remains the deepest education benefit in the country, covering tuition with housing and book stipends, and it can transfer to dependents in some circumstances. VALife offers guaranteed-acceptance life insurance to service-connected veterans 80 and under — no medical underwriting to fail. These aren't discounts; they're entitlements earned by service, and the only thing standing between an eligible veteran and each one is an application. We verify against VA's own pages weekly. If you served and haven't looked at these three in the last few years, that's the highest-value twenty minutes this site can give you.
The perks
All 3 verified US Department of Veterans Affairs perks
education
GI Bill education benefits
Verified June 30, 2026
- Worth
- Varies; tuition, housing, and book stipends for eligible service
- Who gets it
- Service members and veterans meeting service requirements
How to claim it
- Check eligibility and apply at va.gov/education.
- Use benefits at an approved school or training program.
finance
VA-backed home loans with no down payment for most borrowers
Verified June 30, 2026
- Worth
- Varies; often no down payment and no PMI
- Who gets it
- Eligible veterans, service members, and some surviving spouses
How to claim it
- Apply for a Certificate of Eligibility at va.gov.
- Use it with a VA-approved lender.
insurance
VALife guaranteed-acceptance life insurance for veterans
Verified June 30, 2026
- Worth
- Varies; guaranteed acceptance whole life coverage
- Who gets it
- Veterans 80 and under with any level of service-connected disability
How to claim it
- Apply online at va.gov/life-insurance.
- Coverage starts two years after enrollment with premiums paid.
FAQ
Frequently asked questions
Do VA home loans really require no down payment?
For most eligible borrowers, yes — VA-backed loans often require no down payment and no PMI, per va.gov. Lender terms and funding fees still apply.
Who qualifies for VALife insurance?
Veterans age 80 and under with any level of service-connected disability rating. Acceptance is guaranteed; coverage takes effect after two years of paid premiums.
Is the GI Bill only for the veteran?
Primarily, but transfer to spouses or children is possible in certain circumstances while serving. Eligibility rules are on va.gov/education.
The monthly check
Get notified when US Department of Veterans Affairs perks change
We re-verify every perk weekly. One monthly email tells you what changed, expired, or launched.
Keep going
Every perk above links to the US Department of Veterans Affairs page our system fetched and verified — see how verification works. Perk terms belong to US Department of Veterans Affairs and can change between our weekly checks.